W-4 / CT-W4 Helper for New Employees

Employers can send this page to new employees so they can prepare their federal W-4 and CT-W4, download the PDFs, sign, and return the forms directly.

Employer: Share This Form Helper

This site does not submit or store completed forms. Employees download and return them using your approved method.

Step 1 of 6
1 Filing Status
This determines which tax bracket table the IRS uses for your withholding.
What the IRS says: Check the box that matches your filing status on your tax return. If you're unsure, most people file as Single or Married Filing Jointly.
2 Multiple Jobs or Spouse Works
This step keeps withholding accurate when you (or your spouse) have more than one source of income.
What the IRS says: Complete this step if you (1) hold more than one job at a time, or (2) are married filing jointly and your spouse also works. If neither applies, skip to Step 3.

Why it matters: Each job withholds tax as if it's your only income. Without this adjustment, you could owe a big balance at tax time.
3 Claim Dependent and Other Credits
This reduces withholding for dependent credits and any other eligible annual tax credits you choose to include.
What this helper calculates: If your total income will be $200,000 or less ($400,000 or less if married filing jointly), it multiplies qualifying children under 17 by $2,200 and other dependents by $500, then adds any other eligible annual tax credits you enter below. Use the IRS Tax Withholding Estimator if you need help estimating other credits.

Example: 2 kids under 17 + 1 elderly parent = (2 × $2,200) + (1 × $500) = $4,900
Children you'll claim on your tax return who are under 17 at end of 2026. Enter $2,200 for each qualifying child on the 2026 W-4.
Other qualifying relatives (elderly parents, adult children, etc.) you'll claim. Each is worth $500.
Enter an annual dollar estimate for eligible credits other than the child tax credit and credit for other dependents. Enter 0 if none.
Step 3 total: $0
This is what you'll enter on Line 3 of your W-4.
4 Other Adjustments (Optional)
Fine-tune your withholding if you have other income, plan to itemize deductions, or want extra tax withheld.
What the IRS says: This step is optional. Use it to make your withholding more accurate. Most people can skip 4(a) and 4(b) and only use 4(c) if they want extra withheld.
Interest, dividends, rental income, retirement distributions: anything taxable that isn't from a W-2 job. This increases withholding to cover tax on this income.
Use the Deductions Worksheet in the 2026 Form W-4 or the IRS Tax Withholding Estimator to calculate this amount. It may include itemized deductions above the standard deduction, the additional standard deduction, and other eligible deductions listed in the worksheet. This decreases withholding.
Want extra tax taken out each paycheck? Enter the additional dollar amount. Common if you have a side gig, owe from last year, or just want a bigger refund.
S Connecticut State Withholding
Your state withholding form determines how much Connecticut state income tax is withheld from your paycheck.
In addition to the federal W-4, many states require employees to complete a separate withholding form.
Enter the number from your state's official withholding worksheet.
Additional state tax to withhold per paycheck. Leave 0 if none.
5 Your Tax Withholding Information
Use these values to fill out your W-4, or download your pre-filled form below.
✅ Your 2026 W-4 Summary
Write these values on IRS Form W-4 and give it to your employer.
Step 1: Filing Status Check one box at top of W-4
N/A
Step 2(c): Multiple Jobs Check the box if applicable
N/A
Step 3: Dependent and Other Credits Enter this dollar amount on Line 3
$0
State Withholding Summary
Write these values on your state's withholding form and give it to your employer alongside your federal W-4.
Filing Status Check on your state form
N/A
Withholding Allowances Number of allowances on your state form
0
Total Withholding Allowances Total entered on the state form
0

Would you like to fill out and download your W-4?

Complete the information below and download your pre-filled W-4. You’ll still need to add your SSN, sign, and date before giving it to your employer.

Disclaimer: These pre-filled PDFs are for your reference only. This tool is provided for informational purposes, not tax advice. You are solely responsible for reviewing your withholding elections before submitting to your employer.

Best viewed in Chrome or Edge · Sign, add your SSN, and date before giving to your employer

Optional: estimate how these withholding choices may affect take-home pay.

Open the Paycheck Calculator →

Understanding the 2026 W-4 Form

The IRS redesigned Form W-4 in 2020, eliminating withholding allowances and replacing them with a simpler, more accurate system. If you haven't filled out a new W-4 since 2019, your employer is still using your old form, but you can update it anytime.

When Should You Update Your W-4?

What Happens If You Don't File a W-4?

If you don't give your employer a W-4, they're required to withhold at the Single rate with no adjustments, which usually means more tax is withheld than necessary. You'll get the excess back as a refund, but that's your money sitting with the IRS interest-free all year.

Old W-4 (2019 or Earlier) vs. New W-4 (2020+)

The old W-4 used withholding allowances in the payroll calculation. The redesigned form uses dollar amounts for dependent and other credits, other income, deductions, and extra withholding. A valid pre-2020 W-4 can remain on file, but any new election must use the current form.

If you're still on an old W-4 and your situation hasn't changed, there's no requirement to update. But if you want more accurate withholding, the new form is better because it accounts for your complete financial picture.

Step 2: The Multiple Jobs Trap

This is where most people get underwithholding wrong. If you and your spouse both work, each employer withholds as if that job is your only income. That means each job might withhold at the 10% or 12% bracket, but your combined income might actually push you into the 22% or 24% bracket. Checking the Step 2(c) box tells your employer to use a narrower bracket table that accounts for this.

Step 4(c): The Safety Net

Step 4(c) lets you request an extra dollar amount withheld each pay period. It can help cover tax on income that is not otherwise subject to withholding, but it does not guarantee a particular refund or balance due.

Frequently Asked Questions

Yes. Share this page with the employee. The employee can prepare and download the forms, add the required Social Security number, signature, and date, then return them directly using the employer's approved method. The employer should not choose the employee's withholding elections.

No. This helper does not submit, email, or store completed forms. The employee downloads the forms and returns them using the employer's approved method.

No. Your W-4 stays in effect until you submit a new one. However, you should update it whenever your tax situation changes: new job, marriage, baby, second job, or if you had a big refund or owed a lot last year.

For three jobs, do not use the Step 2(c) two-jobs checkbox. Use the IRS Tax Withholding Estimator or complete the Multiple Jobs Worksheet in Form W-4, then follow its instructions for each job.

For 2026, only if you had no federal income tax liability in 2025 and expect none in 2026. On the official form, check the box in the Exempt from withholding section, complete Steps 1(a), 1(b), and 5, and do not complete the other steps. This helper does not determine eligibility or select that box. Submit a new Form W-4 by February 16, 2027, to continue an exemption.

The old W-4 (2019 and earlier) used withholding allowances in the payroll calculation. The redesigned W-4 (2020 and later) uses dollar amounts for dependent and other credits, other income, deductions, and extra per-paycheck withholding instead.

If you haven't submitted a new W-4 since 2019, your employer legally continues using your old one. It's still valid. But if you want to change anything, you must use the current (2020+) form. The IRS no longer prints the old version.